Instant Decision

We understand you urge to get the loan as fast as possible, this is why our loan disbursement process is so quick!

Online Application

Online loan application is convenient since you can get your cash without leaving the comfort of your home

Any Credit Rating

Do not worry about credit history and rating, we accept application even with poor credit, hence bad credit is OK!

Payday loans can help dealing with any situation

Some things happen in our life and it is beyond our control. You will be in dire need of money to meet a big expense that suddenly pops out of the blue. What would you do now? Are you worried that you will not get money from lenders because of your bad credit history? Well, this is where the bad credit loans will be of great use. These are short-term loans offered by lenders for people with poor credit history who are in need of emergency cash to meet some unexpected expenses. If there are no other options left for you to get quick cash, you can always look out for bad credit loans. These loans are processed the same day and hence meet your emergency cash needs.

Our online application processing is safe & fast

These fast loans are offered to meet emergency situations. So, you can get approval to avail these loans in a matter of 15 minutes. With the same day payout, you can get the money you require transferred to your bank account within hours of submitting your online payday loan application. This emergency financial crunch can be met easily.

Meet those requirements to get a loan

You need to provide confidential information like name, address, contact number, employment history, etc., in the contact form when applying for payday loans. You need to be over 18 years of age and also earn a decent salary every month. If you meet these requirements, then the lender will not have any problem in disbursing money to your bank account. If you do not have a checking or savings bank account, then you cannot avail these loans. The lender will use the same account to withdraw the loaned money. With a verified bank account, you can get payday loans without visiting the lender’s office in person.

Never overpay for payday loans again

The best payday loans are those that lenders offer to borrowers who are in dire need of cash without collecting any excessive fees. Spend some time researching on the payday loan market to find the best lender offering payday loans at attractive interest rates. There are lenders who are aware of the emergency situations that customers face and will offer their support accordingly. Doing your homework will help you avoid the extra fees that the lenders charge you.

Frequently Asked Question

Payday loans are loans that are offered by lenders to meet the emergency needs of the borrower. They are issued to people who are in dire needs of some money to meet untoward expenses like home or auto repairs, medical bills, death in the family, children’s school fees, etc. These loans are often hired by people who cannot wait until their next payday to meet their emergency expenses.

Can I get a loan with bad credit?

We believe that anyone in need of money should not be disappointed. Yes, we offer emergency money for people who are in dire need of money to meet unforeseen situations. We have lenders who are ready to offer a bad credit loan for clients who are in need of some emergency cash. They will go through a few criteria like your personal information, state of residence and your employment status to see if you are eligible for the loan or not. We have many lenders ready to offer you the loan with very minimal requirements, even for people with poor credit history.

What are the requirements to get a loan?

You are likely to get payday loans even if you have been rejected by banks in the past. Your poor credit history is not an issue to get payday loans. But, you will have to meet the following criteria to avail quick cash loans.

  • You must be over 18 years of age.
  • You must be a citizen of the United States and must be working and living in the US.
  • You must be having a working contact number, email address and of course a checking or savings bank account.
  • You must have completed at least three months of work with your current employer and also meet the minimum earnings guidelines.

What is the maximum amount that I can borrow?

The total amount that you can borrow as bad credit loans will depend on many factors like the lender, the residing state, your monthly income, your financial situation, etc. You can avail about $200 to $1000 as short-term loans.

What will happen if I repay the loan late?

If you feel that you will not be able to repay the loan on time, you should immediately call the lender and let him know the situation. This might help you to avoid huge late payment fees. There is a regulation in place in every state as to how much late payment charges the lenders should charge.